Commercial Equipment Financing

“Financing For Commercial Equipment”

cef.clickhereblue7We’re using the term commercial equipment financing to cover off several smaller equipment categories that have not been addressed in the main category pages listed on this web site.

Here are the additional categories and the related assets we typically see associated with each one. While this is far from a complete listing, it does provide you with a good idea of the types of equipment being financed regularly by Canadian small businesses that operate in each industry sector.

Office Equipment

  • Copier
  • Embosser
  • Folder
  • Facsimile equipment
  • File cabinet
  • Shelving
  • Labeling Machine
  • Postage Machine
  • Racking
  • Work Station
  • Sign
  • Display
  • Surveillance Equipment
  • Waste Equipment
  • Television Equipment
  • Movie Equipment

Automotive Equipment

  • Alignment Equipment
  • Lift
  • Tire Changer
  • Paint Booth
  • Frame Straightening Machine
  • Brake Lathe
  • Diagnostic Equipment
  • A/C Service Equipment
  • Pneumatic Tool
  • Pipe Bender
  • Crankshaft Balancer

Testing Equipment

  • Circuitry Tester
  • Signal Trace Equipment
  • Communication Tester
  • Integrated Circuit Tester
  • Logic Test Equipment
  • Memory Board Tester

Dry Cleaning Equipment

  • Dry Cleaning Machine
  • Pressing Machine
  • Tension Pressing
    Equipment
  • Steamer
  • Vacuum Unit
  • Steam Boiler
  • Spotting Board
  • Ironing Equipment

Spa Equipment

  • Facial Table
  • Facial Machine
  • Pedicure Chair
  • Therapeutic System
  • Steam Shower
  • Hydromassage System
  • Tanning Bed
  • Mirror
  • Reception Desk
  • Styling Chair
  • Manicure Table
  • Dryer
  • Styling Station
  • Shampoo Chair
  • Shampoo Station
  • Beauty Salon
    Equipment

Church Equipment

  • Audio Equipment
  • Choral Riser
  • Church Management
    Software
  • Church Pew
  • Church Pilpit
  • Church Piano
  • Church Playground
    Equipment
  • Church Sound
    Equipment
  • Church Van
  • Church Bus
  • Church Video
    Equipment

OTHER EQUIPMENT

  • Commercial Laundry
  • Embroidery Equipment
  • Engraving Equipment
  • Logging Machinery
  • Picture Framing
    Equipment
  • Saw Mill Equipment
  • Security Equipment
  • Alarm Equipment
  • Sewing Equipment
  • Winery Equipment
  • HVAC Equipment
  • Modular Buildings
  • Nursery Equipment
  • Office Equipment

Restaurant Equipment

  • POS System
  • Bar Chair
  • Bar Stool
  • Bar Table
  • Display Case
  • Booth
  • Bar Management
    Software
  • Cooler
  • Oven
  • Freezer
  • Air Conditioning
    System
  • Fryer
  • Bar Equipment
  • Mixer
  • Range
  • Dish Washer
  • Sanitation System
  • Commercial Kitchen
    Equipment
  • Refrigeration Unit

Hospitality Equipment

  • Day Spa
    Equipment
  • Fitness Equipment
  • Furniture
  • Fixture
  • Laundry Equipment
  • Office Equipment

Funeral Equipment

  • Autopsy Equipment
  • Casket Carriages
    Cooler
  • Coffin Cooler
  • Embalming Table
  • Refrigeration Units
  • Funeral Coach
  • Processing Station
  • Lift
  • Lift Table
  • Vault Lowering
    Device
  • Marker Trimmer
  • Mausoleum Lift

While all of the assets listed can and do get financed, there can also be significant variations among them in terms of lender interest, cost of financing, and finance facility terms. For instance, certain leasing companies may have a significant part of their portfolio in restaurant equipment while other lenders will not consider these assets at all, and still others lenders will provide financing, but only at high rates, large down payments, and short repayment terms.

This is another reason why it can be very beneficial to utilize our services to not only identify the equipment financing sources that are interested in the type of equipment you wish to acquire, but also the ones that will provide you with the best deal.

Many business owners don’t realize that equipment financing starts with the asset type as lenders and leasing companies will manage their investment portfolio according to assets they understand the best and are the most comfortable liquidating if required. As a result, the equipment financing landscape is a venerable patch work quilt of lenders with their own unique focus areas which can change suddenly without any notice as well.

Regardless of what you need to acquire, the best first step is to let us help you get pre-approved for financing with a relevant lender so that you can go through the purchasing process knowing the funds will be available to you and how the repayment will impact your cash flow. This will allow you to establish a purchasing budget that makes sense for your business.

For assistance locating and securing commercial equipment financing for your business, we recommend that you give us a call and we’ll make sure you’re provided with relevant financing options as well as getting all your questions answered.


Click Here To Speak With an Equipment Financing Specialist For All
Your Commercial Equipment Financing Needs.